Broker Check
Financial Planning

Financial Planning

Creating a guide to reach your goals and dreams

  • Retirement Projections 
  • Cash Flow Analysis
  • Debt Management
  • Income Planning
  • Tax Planning
  • Education Strategies
Investment Management

Investment Management

Developing Strategies to Navigate the market

  • Portfolio Analysis
  • Mutual Fund/Stock/Bonds Selection
  • Asset Allocation
  • Risk Mitigation Strategies
  • Tax Efficiencies
  • Alternative Investments
  • Real Estate
Risk Management

Risk Management

Protecting your assets against losses and uncertainties

  • Income Strategies
  • Risk Analysis
  • Life Insurance
  • Health Insurance
  • Umbrella policy
  • Long Term Care
  • Disability Insurance 
Estate Legacy Planning

Estate Legacy Planning

Creating plan to protect or transfer assets at the time of death

  • Wealth Transfer
  • Charitable Giving
  • Estate Liquidity
  • Will and Trust
  • Beneficiary Designation
  • Estate Division Strategies

Our firm specializes in helping individuals develop sound retirement strategies. If you are retired – or approaching retirement – please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth.

We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well being.



Common Stock

Educational IRA

Traditional IRA

Roth IRA


Simple IRA

Brokerage Accounts

Treasury Bills

Government Securities

Treasury Notes

Variable Annuity

Financial Planning

Retirement Plans

Tax Plans

401(k) Planning

403(b) Planning

College Plans

Estate Plans

Money Purchasing Plans

Profit Sharing Plans


Review of Existing Policies

Disability Income Insurance

Life Insurance

Long-Term-Care Insurance

Health Insurance

Review Homeowner's or Renter's insurance

Review of Umbrella insurance

Liability Insurance

Business Planning

Entity Structures

Group Health, Dental, Vision Insurance

Retirement Plans: 401(k), SEP IRA, Simple IRA

Defined Benefit Plan

Buy-Sell Agreements

Succession Planning

Business Valuation

Golden Handcuffs Plan

Executive Bonus 162/ SERPS

Income Tax Planning

Review of Cost-Basis

Review Realized Gains

Carry Forward Losses

Tax Loss Harvesting

Deductions & Credits

Potential Roth Conversions

HSA and FSA Deductions

Tax Buckets Managements

Estate Planning & Charitable Giving


Power of Attorney

Living Trust

Health Care Directives

Irrevocable Life Insurance Trust

Estate Taxes

Guardians for Minor Children

Charitable Giving & Trust

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | (925) 271-5912